John T, Wappingers, NY:
Discover claims that it gives you 1% cashback, but I never get 1% cashback on all of my purchases. The only advantage of using this is the ability to track my purchases, but the cashback is a joke. Last month I spent $900 at various stores and gas stations, I received $2.50. $1.50 of that was from the $5 cashback, which I have my doubts about also. Obviously there are massive restrictions, but Discover should stop pretending that they are even trying to give anyone %1 cashback. If you shop at places like Walmart or other stores that allow you to save a lot more than $1, don’t expect to get too much cashback anytime soon.