Marcella N, IL:
I love the Discover cashback bonus. You can increase your rewards by purchasing a gift card or just getting straight cash.
There’s no Peggy. I’ve used them for years, and Discover gives you extra cash back values they offer each month or quarter. So if you use your charge in those areas during the allotted time, you get a higher percentage rate. Of course they want you to use their card, and it is so much easier purchasing something on a card when you can’t afford cash, so you have to be wary of that so you don’t get yourself in a jam…I did that too. But for discover, I would choose them over AMEX or Visa or Mastercard. Did I tell you they don’t charge an annual fee? I am rambling….