Jennifer N, Elkhart, IN:
My family has been hit pretty hard by the economy, we still have jobs, but we live week to week. We also have 3 children under the age of 10. With all of us, we tend to need to purchase new clothes quite frequently, and even though a lot of times I shop at second hand stores, it is quite a struggle to come up with the cash for clothing. So now I purchase all of my gas, groceries, and other necessary expenses on my Discover card, and log onto the website at the end of each week and pay it off. This way I rack up the rewards on purchases I have to make anyways. Then, once my rewards balance is high enough I cash it in for a gift card and use it to purchase our clothes! Without it, we have an even more difficult time. Thanks Discover!